Rummy Connect Terms and Conditions

1. Rummy Connect Is a Game of Skill, Not Gambling

Rummy is legally and judicially recognised in India as a game of predominant skill and not a game of chance. The Supreme Court of India, in State of Andhra Pradesh v. K. Satyanarayana (1968) and subsequently in K.R. Lakshmanan v. State of Tamil Nadu (1996), held that rummy requires memory, calculation, arrangement, and strategic skill, and therefore falls outside the scope of “gambling” or “betting” under the Public Gambling Act, 1867. Multiple High Courts, including the Madras, Karnataka, and Rajasthan High Courts, have reaffirmed this position for online formats of the game, including rummy played for stakes.

Rummy Connect operates strictly as a skill-gaming platform. Outcomes on our Platform are determined by a player’s ability to form valid sequences and sets, not by chance. Nothing on this Platform should be construed as gambling, betting, or a game of chance under Indian law.

2. Eligibility to Use the Platform

To register and play on Rummy Connect, you must:

• Be at least 18 (eighteen) years of age, as verified through KYC documentation.
• Be a person of sound mind, legally competent to enter into a binding contract under the Indian Contract Act, 1872.
• Not be a resident of, or physically located in, states where the playing of online rummy for stakes is currently restricted or prohibited by state law, including but not limited to Telangana, Andhra Pradesh, Assam, Odisha, Nagaland, and Sikkim, or any other state that introduces similar restrictions from time to time. Users from Sikkim and Nagaland may be permitted to access cash-based formats only where they hold a valid state-issued licence, which Rummy Connect does not currently offer; users from these states may therefore be restricted to practice/free formats only.
• Not be a government employee, or any other individual, who is prohibited by their employer, service rules, or applicable law from participating in online real-money games.
• Provide true, accurate, and complete information at the time of registration and Know Your Customer (KYC) verification.

Rummy Connect reserves the right to verify your age, identity, and location at any time using government-issued identity documents, PAN, and geo-location checks, and to suspend accounts pending such verification, in line with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, as amended by the IT Amendment Rules, 2023 for online real money games.

3. Registration and Account Security

• You may register using a mobile number, email address, or supported third-party sign-in (Google/Apple).
• Each individual is permitted to hold only one account. Multiple or duplicate accounts held by the same individual may be suspended or merged.
• You are solely responsible for maintaining the confidentiality of your login credentials, OTPs, and password, and for all activities carried out through your account.
• You must notify us immediately at info@rummyconnect.com of any unauthorised access or suspected breach of your account.
• Full KYC (identity proof, address proof, and PAN details) is mandatory before you can deposit, withdraw, or receive winnings, in accordance with the Prevention of Money Laundering Act, 2002 (PMLA) and RBI/payment-gateway guidelines applicable to online gaming intermediaries.

4. Deposits, Withdrawals, and Virtual Currency

• Rummy Connect uses in-app digital coins/chips as the medium for entry into cash tables and tournaments. Coins may be purchased using real money through secure, PCI-DSS compliant payment gateways.
• All deposits must be made from a payment instrument (bank account, card, UPI ID) held in your own name, matching your KYC records. Third-party deposits/withdrawals are strictly prohibited.
• Withdrawals will be processed to your verified bank account/UPI ID only, subject to successful KYC and applicable anti-fraud checks. We reserve the right to hold, delay, or reverse a withdrawal where suspicious, fraudulent, or collusive activity is detected.
• No purchase is necessary to access free or practice-mode tables.
• Unutilised balances, deposit chips, and winnings are non-transferable between accounts.

5. Taxation (TDS on Net Winnings)

In accordance with Section 194BA of the Income Tax Act, 1961 (inserted by the Finance Act, 2023) and applicable CBDT rules governing online games, tax will be deducted at source (TDS) on your net winnings at the rate prescribed under law, at the time of withdrawal and/or at the end of the financial year, as applicable. A statement/Form 16A reflecting TDS deducted will be made available to you. You are independently responsible for declaring your winnings and complying with your personal income-tax obligations under Indian law.

6. Responsible Gaming and Self-Exclusion

Rummy Connect is committed to promoting responsible gaming in line with self-regulatory standards adopted across the Indian online skill-gaming industry:

• Players can set deposit limits, time limits, and loss limits on their account.
• Players may request temporary cooling-off periods or permanent self-exclusion by writing to info@rummyconnect.com; such requests will be honoured within a reasonable time and cannot be reversed before the chosen period lapses.
• The Platform displays responsible-gaming messaging and does not permit play by, or target advertising towards, minors.
• Players who believe they, or someone they know, may be developing problematic gaming habits are encouraged to seek help and may contact our support team for account restrictions.

7. Fair Play and Prohibited Conduct

To maintain the integrity of skill-based competition, users must not:

• Use bots, scripts, auto-players, or any automation or artificial intelligence tool to play on their behalf.
• Collude with other players, share cards, or engage in chip-dumping, chip-transfer, or syndicate play.
• Exploit software bugs, hack, reverse-engineer, or interfere with the Platform’s systems or fair random-number/shuffling mechanisms.
• Operate multiple accounts to gain an unfair advantage (multi-tabling/multi-accounting).
• Use the Platform for money laundering or to route funds unrelated to bona fide gameplay.

Violation of the above may result in immediate suspension or termination of the account, forfeiture of winnings obtained through unfair means, and reporting to relevant law-enforcement or financial authorities where required.

8. Bonuses and Promotions

Any bonus, cashback, or promotional coins offered by Rummy Connect are governed by their specific terms communicated at the time of the offer, are non-transferable, may carry wagering/utilisation requirements, and may be withdrawn or modified at our discretion, subject to prior notice where required by law.

9. Intellectual Property

All content on the Platform — including but not limited to software, game logic, graphics, trademarks, the Rummy Connect name and logo, and design elements — is the exclusive property of Rummy Connect or its licensors and is protected under the Copyright Act, 1957 and the Trade Marks Act, 1999. Users may not copy, reproduce, distribute, or create derivative works from any Platform content without prior written consent.

10. Privacy and Data Protection

Your personal data, including KYC information, is collected, stored, and processed in accordance with our Privacy Policy and applicable Indian data-protection law, including the Information Technology Act, 2000, the IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023, to the extent notified and in force. We adopt reasonable technical and organisational security safeguards; however, no online platform can guarantee absolute security, and users are responsible for safeguarding their own credentials.

11. Grievance Redressal

In compliance with Rule 3(2) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, Rummy Connect has appointed a Grievance Officer to address user complaints relating to the Platform, gameplay disputes, account issues, or content concerns.

Grievance Officer:
Address: [Registered Office Address], Goa, India Response Timeline: Complaints will be acknowledged within 24 hours and resolved within 15 days, as mandated under the IT Rules.

For general queries, you may also reach our support team at info@rummyconnect.com or +91 95152 78888, Monday–Friday, 8:00 AM–8:00 PM, and Saturday–Sunday, 9:30 AM–6:30 PM IST.

12. Limitation of Liability

To the fullest extent permitted under the Indian Contract Act, 1872, and other applicable law, Rummy Connect shall not be liable for indirect, incidental, or consequential losses, including loss of data, profits, or winnings arising from technical interruptions, force majeure events, third-party payment-gateway failures, or unauthorised account access not attributable to our negligence. The Platform is provided on an “as is” and “as available” basis without warranties of uninterrupted or error-free performance.

13. Indemnification

You agree to indemnify and hold harmless Rummy Connect, its directors, employees, and affiliates from any claims, losses, or liabilities arising out of your breach of these Terms, violation of applicable law, fraudulent conduct, or infringement of any third-party rights.

14. Suspension and Termination

We reserve the right to suspend, restrict, or permanently terminate any account, with or without prior notice, for reasons including breach of these Terms, suspected fraud or collusion, regulatory directions, or a request from law-enforcement or judicial authorities. Any unutilised, verified deposit balance (excluding forfeited bonus/promotional credits) will be refunded in accordance with our refund process, subject to completion of KYC.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Subject to Section 12 of the Arbitration and Conciliation Act, 1996 or any applicable state gaming regulation, any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts at Goa, India.

16. Amendments to These Terms

Rummy Connect may revise these Terms periodically to reflect changes in law, regulation, or our Services. Material changes will be notified via the Platform or registered email. Continued use of the Platform after such changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.